I received our credit card bill today (which ALWAYS brightens my day) and our APR shot up to OVER 18%! Which added an extra $100+ to our bill. So I called them up and asked for a lower APR. She said they don’t have any special promotions going on but she can lower to 0% for 6 months! Of course, I said YES!
So, it doesn’t hurt to call your credit card company and ASK for a lower APR. It works!
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